The Alternative To Family Health Insurance
Is there an alternative to universal family health insurance for all families regardless of class or ability to pay? Actually the only alternative is to provide family health insurance through employers but this is failing because of the increasing costs of such coverage making it impossible for employers to maintain the coverage for their employees even if they want to. On top of that the family health insurance benefits are dropping as costs rise. Some sort of supplement is needed and the only feasible source for something like this will have to be support from the government.
Family Health Insurance Not A Right
Many are saying that family health insurance is not a right but something that needs to be earned. However, in many Western countries this is not the case where some form of family health insurance is available to practically everyone who needs it. This results in a healthier society and happier people who are able to work harder and longer hours thus improving employee worker production and in the end leading to a growth in GDP. A growth in GDP means a raise in income, which means that more revenues are available to the government which can then in turn make these available to the workers through such benefits as guaranteed family health insurance.
Group Health Insurance Is Big Business
In many Western countries and especially in the United States, group health insurance is a major economic factor in that there are so many plans in place with organizations and businesses if all forms. There is group health insurance for small business owners and large business owners and institutions of every shape and form. Some of the group health insurance programs offer additional benefits such as dental coverage or coverage for eye care. In order to be competitive today however, companies must find ways to cut their group health insurance costs. This is where competition in the health care industry becomes a factor.